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Interest-Free Car Deals 0% APR | Stellantis &You
Discover interest-free cars at Stellantis &You with 0% APR finance, making driving a new vehicle more affordable than ever. See our latest offers today.
Interest-free cars
Explore our range of interest-free cars and get the best 0% APR car deals available.
- Pay zero interest on your next vehicle
- No charges added
- Spread your payments
Discover affordable payment plans on our interest-free cars with our 0% APR car deals. Discover the latest models from leading manufacturers, including Abarth, Alfa Romeo, Citroen, DS Automobiles, Fiat, Jeep, Leapmotor, Peugeot and Vauxhall, with both electric and hybrid options available.
Interest-Free Cars: Deals of the Month
What is 0% Finance?
0% finance enables you to pay for a vehicle in monthly instalments over time without incurring any interest or additional fees. Unlike standard finance options, you only cover the purchase price, making 0% finance a simple and affordable way to own a new car.
Interest charges are commonly referred to as APR (annual percentage rate); attractive 0% APR deals can be hard to find and often only available for a limited period. However, at Stellantis &You we offer a wide range of exciting car finance offers all year round.
Part Exchange: Value Your Car
Looking to buy a new, interest-free car through part exchange? Our free, quick and easy car valuation tool estimates what your current vehicle is worth to help you budget for your next purchase.
Part-exchanging your vehicle has never been easier. Use our tool for an instant estimate. When you visit us, a sales advisor will inspect your vehicle to ensure it matches the quoted value.
Latest Offers Available on Cars & Vans
Choose from the latest new car deals from Abarth, Alfa Romeo, Citroën, DS, Fiat, Jeep, Leapmotor, Peugeot, and Vauxhall, alongside a selection of exclusive offers on used vehicles. We offer a range of repayment terms to suit your personal needs.
With flexible finance options including Personal Contract Purchase, Hire Purchase, and Personal Contract Hire, it’s easy to find a car that fits both your lifestyle and your budget. Discover great value and drive away with confidence thanks to the latest offers from Stellantis &You UK.
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To qualify for a 0% car finance offer, you will need a good credit score and strong credit profile. Therefore, if your credit history is not good you may struggle to secure finance. While 0% APR offers are often limited to a small selection of vehicles, Stellantis &You provides a wider choice of manufacturers and models, giving you greater flexibility.
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As mentioned above, you are more likely to be accepted for a 0% finance deal if you have a good credit score. As well as the personal details that you provide, lenders will also use credit reports to determine whether to approve your application.
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Most lenders ask for similar personal information when you apply for car finance. Typically, you’ll need:
- Full name (and any previous names)
- Date of birth
- Bank details
- Proof of identity (e.g., UK passport)
- Valid UK driving licence
- Proof of address (recent utility bill showing your name and address)
- Address history
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While possible, younger drivers may find it more difficult to be approved for car finance unless they have a strong credit history. The primary reason is that lenders struggle to accurately evaluate a younger customer’s capacity to repay the loan.
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The interest repayments on a car finance deal could add thousands of pounds over a three to five-year contract on a new car. Therefore, the main benefit of a 0% finance offer is that it can save you a significant sum of money. Spreading the cost in this manner makes it easier than ever to afford a new car that might otherwise be out of reach. While many manufacturers limit great deals to short periods or specific models, Stellantis &You gives you access to an extensive range across all our brands, offering unbeatable choice.