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Free Credit Check with Stellantis &You
Use our Free Credit Check Tool to find your Finance Eligibility without affecting your credit score.
Find Out If You're Likely to Be Accepted for Vehicle Finance
Checking your eligibility before applying can help you understand your finance options with confidence. Our Free Credit Check uses a soft search that won't affect your credit score and takes just a few minutes to complete.
Why use our Free Credit Check?
✓ No Impact on your Credit Score
✓ Takes less than 2 minutes
✓ Free to use
✓ Secure and encrypted process
✓ Receive tailored finance options
✓ Browse vehicles that match your affordability
How Does It Work?
Applying for vehicle finance without understanding your eligibility can lead to uncertainty. Our Free Credit Check gives you an indication of your likelihood of being accepted before making a full finance application.
Tell Us About Yourself
Provide a few basic details to help us understand your circumstances and vehicle requirements.
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Complete Your Eligibility Check
We'll conduct a soft credit search and assess the information provided.
View Your Result
Receive your eligibility outcome and explore vehicles that suit your budget and finance profile.
What Is a Soft Credit Check?
A soft credit check allows us to assess your eligibility without affecting your credit score. Unlike a full credit application, a soft search:
- Does not impact your credit score
- Is not visible to other lenders
- Helps identify suitable finance options
- Gives you greater confidence before applying
Why Check Your Eligibility First?
A Free Credit Check can help you get an indication of how likely you are to be accepted for finance. This then means you can shop with confidence by focusing on vehicles and finance options that suit you.
This personalised experience saves time by providing vehicle recomendations tailored to you and your preferred monthly payments.
Free Credit Check Frequently Asked Questions
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No. We use a soft credit search that does not affect your credit score.
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Most customers complete the check in less than two minutes.
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Yes. There is no cost to complete the elibibility check.
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No. The result provides an indication of eligibility. Any subsequent finance application remains subject to lender approval, status and affordability checks.